INTERNATIONAL HEALTH INSURANCE FOR INDIVIDUALS
Health Insurance A—click here
HEALTH INSURANCE A
Summary of Benefits in US Dollars
- This health insurance plan has been designed for those who never settle for anything but the ultimate solution. Simply, it cannot be compared to any other international health insurance plan.
- You will have a Personal Service Team, whom you will know by name and that will be at your service 24 hours a day, whenever you need it.
- Worldwide medical coverage.
- Unlimited medical coverage per insured per policy year and without deductibles.
- Guaranteed lifetime renewability.
- Direct payment to any hospital in the world.
- Two children under ten years of age per paying adult are covered free of charge, or a total of four children per insurance policy.
- Coverage of 100% of all hospitalization expenses, including chemotherapy, radiation, dialysis and organ transplants.
- Coverage of 100% of medically prescribed rehabilitation due to serious accident or injury.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of 100% of maternity care.
- Coverage of 100% of local and air ambulance.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors, specialists and psychiatrists fees.
- Coverage of 100% of analysis and preventive and alternative treatments, vaccinations and injections, treatments performed by therapists such as chiropractors, osteopaths, homeopaths, acupuncturists, reflexologists, naturopaths, kinesiologists and many more.
- Coverage of up to $2,000 per check-up with up to two check-ups per year for adults and up to five check-ups per year for children under five years.
- Coverage of 100% of all types of therapy, examinations and other medical assistance.
- Coverage of 100% of medically prescribed stays at recognized health resorts.
- Coverage of 100% of medical appliances and prescribed medicine.
- Coverage of 100% of general and special dental treatment, glasses and contact lenses, with an annual maximum amount of $10,000 per insured.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Coverage of 100% of medical evacuation expenses and next-of-kin accompaniment, up to three persons.
- Waiver of premiums for a year in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
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Health Insurance B—click here
HEALTH INSURANCE B
Summary of Benefits in US Dollars
- Worldwide medical coverage.
- Unlimited medical coverage per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any hospital in the world.
- Coverage of 100% of all hospitalization expenses, including chemotherapy, radiation and dialysis.
- Coverage of $400 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors, specialists, psychiatrists and dieticians fees.
- Coverage of 100% of local and air ambulance.
- Coverage of 100% of medically prescribed rehabilitation due to serious accident or injury.
- Maternity coverage of $8,500 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Coverage of 100% for complications of maternity and newborn, without deductible, in plans with deductibles of less than $5,000.
- Optional coverage of $500,000 for complications of maternity and newborn in plans with deductibles of $5,000 or more.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $50,000 with no deductible.
- Coverage of 100% of congenital and hereditary disorders.
- Coverage of $750,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of 100% of all types of therapy.
- Coverage of $600 per year for full health assessment without deductible.
- Coverage of 100% of medical evacuation expenses.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance C—click here
HEALTH INSURANCE C
Summary of Benefits in US Dollars
- Medical coverage in Latin America and the Caribbean with the exception of Mexico.
- Unlimited medical coverage per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any hospital in the world.
- Coverage of 100% of all hospitalization expenses, including chemotherapy, radiation and dialysis.
- Coverage of $400 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors, specialists, psychiatrists and dieticians fees.
- Coverage of 100% of local and air ambulance.
- Coverage of 100% of medically prescribed rehabilitation due to serious accident or injury.
- Maternity coverage of $8,500 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Coverage of 100% for complications of maternity and newborn, without deductible, in plans with deductibles of less than $5,000.
- Optional coverage of $500,000 for complications of maternity and newborn in plans with deductibles of $5,000 or more.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $50,000 with no deductible.
- Coverage of 100% of congenital and hereditary disorders.
- Coverage of $750,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of 100% of all types of therapy.
- Coverage of $600 per year for full health assessment without deductible.
- Coverage of 100% of medical evacuation expenses.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract
Get your quote for International Health Insurance for Individuals now »
Health Insurance D—click here
HEALTH INSURANCE D
Summary of Benefits in US Dollars
- Worldwide medical coverage.
- Unlimited medical coverage per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of $300 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $125,000 of air ambulance per year.
- Maternity coverage of $6,000 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Coverage of $1,000,000 for complications of maternity and newborn per lifetime, per policy in plans with deductibles of less than $5,000.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy in plans with deductibles of $5,000 or more.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $30,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $1,000,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Coverage of $600,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of 100% of complementary therapist.
- Coverage of $300 per year for full health assessment without deductible.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance E—click here
HEALTH INSURANCE E
Summary of Benefits in US Dollars
- Medical coverage in Latin America and the Caribbean with the exception of Mexico.
- Unlimited medical coverage per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of $300 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $125,000 of air ambulance per year.
- Maternity coverage of $6,000 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Coverage of $1,000,000 for complications of maternity and newborn per lifetime, per policy in plans with deductibles of less than $5,000.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy in plans with deductibles of $5,000 or more.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $30,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $1,000,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Coverage of $600,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of 100% of complementary therapist.
- Coverage of $300 per year for full health assessment without deductible.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance F—click here
HEALTH INSURANCE F
Summary of Benefits in US Dollars
- Worldwide medical coverage.
- Medical coverage of $2,500,000 per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any affiliated hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of $300 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $100,000 of air ambulance per year.
- Maternity coverage of $4,500 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $30,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $300,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Coverage of $300,000 lifetime maximum for organ transplants, per diagnosis.
- Optional coverage of an additional $300,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of $150 per year for full health assessment without deductible.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance G—click here
HEALTH INSURANCE G
Summary of Benefits in US Dollars
- Medical coverage in Latin America and the Caribbean with the exception of Mexico.
- Medical coverage of $2,500,000 per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any affiliated hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of $300 per day for accommodation charges for companion of hospitalized child.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $100,000 of air ambulance per year.
- Maternity coverage of $4,500 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $30,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $300,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Coverage of $300,000 lifetime maximum for organ transplants, per diagnosis.
- Optional coverage of an additional $300,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of 100% of medically prescribed home nursing.
- Coverage of $150 per year for full health assessment without deductible.
- Coverage of 100% of emergency dental treatment, medically prescribed hospice and terminal treatments, and repatriation of the deceased.
- Waiver of premiums for two years in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance H—click here
HEALTH INSURANCE H
Summary of Benefits in US Dollars
- Medical coverage in any affiliated hospital in the world.
- Medical coverage of $2,000,000 per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any affiliated hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of $100 per day for accommodation charges for companion of hospitalized child, with a maximum of $1,000 per hospitalization.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $50,000 of air ambulance per year.
- Maternity coverage of $3,000 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $15,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $150,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Optional coverage of $300,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of medically prescribed home nursing for a maximum of 90 days per incident, per policy year, up to a maximum of $300 per day.
- Coverage of 100% of emergency dental treatment and medically prescribed hospice and terminal treatments.
- Coverage of $10,000 for repatriation of the deceased.
- Waiver of premiums for one year in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance I—click here
HEALTH INSURANCE I
Summary of Benefits in US Dollars
- Medical coverage in any affiliated hospital in the world.
- Medical coverage of $1,000,000 per insured per policy year. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Guaranteed lifetime renewability.
- Direct payment to any affiliated hospital in the world.
- Coverage of 100% of all hospitalization expenses.
- Coverage of 100% of outpatient medical benefits.
- Coverage of 100% of doctors and specialists fees.
- Coverage of 100% of local ambulance and of $25,000 of air ambulance per year.
- Maternity coverage of $1,500 per pregnancy without deductible. There is no maternity coverage in plans with deductibles of $5,000 or more.
- Optional coverage of $500,000 for complications of maternity and newborn per lifetime, per policy.
- Each newborn will be covered for any injury or illness during the first 90 days after birth, up to a maximum of $10,000 with no deductible.
- Coverage of congenital and hereditary disorders diagnosed before the age of 18 of $100,000 per lifetime and coverage of 100% if diagnosed on or after the age of 18.
- Optional coverage of $300,000 lifetime maximum for organ transplants, per diagnosis.
- Coverage of medically prescribed home nursing for a maximum of 60 days per incident, per policy year, up to a maximum of $200 per day.
- Coverage of 100% of emergency dental treatment and medically prescribed hospice and terminal treatments.
- Coverage of $5,000 for repatriation of the deceased.
- Waiver of premiums for one year in the event of the death of the policyholder.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Health Insurance J—click here
HEALTH INSURANCE J
Summary of Benefits in US Dollars
- This insurance is specifically designed to cover major illnesses and injuries that can have a catastrophic impact on you and your family. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.
- Medical coverage of $1,000,000 per insured per policy year.
- This insurance gives you access to the best doctors and medical facilities in Latin America, the Caribbean and the United States, through a hospital network.
- Guaranteed lifetime renewability.
- Direct payment to any affiliated hospital in the world.
- Coverage per insured, per policy year of $300,000 for severe burns, including reconstructive surgery, of $200,000 for cancer treatment, including chemotherapy, radiotherapy and reconstructive surgery, of $150,000 for neurological illnesses, including cerebral vascular accidents, cardiac surgery and angioplasty, severe trauma including rehabilitation and severe infectious disorders and of $100,000 for chronic renal insufficiency.
- Coverage for organ transplants per insured, per lifetime of $300,000 for heart, heart/lung and pancreas/kidney, of $250,000 for lung, pancreas and bone marrow and of $200,000 for kidney and liver.
- Coverage of 100% of local ambulance and of $25,000 of air ambulance per year.
- Coverage of 100% of all hospitalization expenses subject to the above coverage limits.
- Coverage of 100% of out-patient benefits subject to the above coverage limits.
- Coverage of 100% of physicians and specialists visits subject to the above coverage limits.
- Coverage of 100% of home health care subject to the above coverage limits.
- Coverage of 100% of emergency dental treatment and hospice and terminal care.
NOTE: Although every effort has been made to summarize the above benefits in a precise manner, in case of any discrepancy, the English version of the policy will prevail and it will be the controlling contract.
Get your quote for International Health Insurance for Individuals now »
Get your quote for International Health Insurance for Individuals now »
INTERNATIONAL HEALTH INSURANCE FOR CORPORATIONS
Your employees are an indispensable part of your corporation and the care of their health has a substantial impact on the performance of your organization. In fact, statistics generated in the United States reveal that approximately 168 million of working days are lost annually in the United States due to illnesses.
The purpose of corporate health insurances is to offer your organization some guarantee of profitability by providing the assurance that if your employees get sick, they would have access to the best medical care and facilities when they need them.
The absence of corporate health insurance makes small businesses especially vulnerable. They stand the risk of losing their top employees; they may not be able to attract new talent; and in the case of long-term illnesses among key members of their staff, the firm loses a serious competitive advantage. When it comes to benefits in a small company, dropping health insurance can often be one of the worst areas to save money.
Summary of Benefits in US Dollars
- Medical coverage worldwide or in Latin America and the Caribbean.
- A range of individual or family deductibles.
- A choice of annual limit per member of $1,000,000 or $2,000,000.
- Coverage of 100% of hospitalization expenses.
- Optional 80% coverage for out-patient services with an out-of-pocket maximum of $1,000.
- Coverage of 100% of expenses related to a medical evacuation.
- Coverage of up to $500,000 for congenital and hereditary conditions.
- Maternity coverage of $6,500 for normal delivery and of $10,500 for medically prescribed cesarean delivery for each membership year.
- Free choice of hospitals in the chosen region.
- Access to the United Healthcare network of hospitals in the United States.
- Medical history disregarded with a loading of 10% for organizations with 50 or more employees.
- Discounts are offered for larger groups based on the size of the company: 10% for 20 to 39 employees, 15% for 40 to 59 employees, and 20% for 60 or more employees.
TO OBTAIN THE COST OF INTERNATIONAL
HEALTH INSURANCE FOR CORPORATIONS
Please, provide us the following information about your company and its employees:
- A Company Registration Certificate from the relevant local authorities showing a minimum of one year’s registration.
- A letter signed by the Human Resources Department on company letterhead, listing and confirming all the insured employees of the company.
- For organizations with less than ten employees, it is required details of all employees to be insured, including their duties, job title, hours worked and annual salary. For groups of ten or more employees, it is required the employees' job titles and duties.
For more information on to obtain a quote, please contact us now »
INTERNATIONAL HEALTH INSURANCE FOR ORGANIZATIONS & ASSOCIATIONS
An Organization or Association is defined as a group of people with a common purpose such as social clubs, chambers of commerce, industry organizations and professional associations.
An Organization or Association will be able to choose this voluntary health insurance plan with flexible deductibles and discounts for groups with 20 or more members.
- Each main member will be able to choose any of the health insurance plans “D“ to “J“ described in detail in the “Individual Health Insurance For Individuals“ section, with flexible deductibles and discounts for groups with 20 or more members.
- A discount of 10% is offered when the Organization or Association has 20 to 49 main members, and a discount of 15% if it has 50 or more main members.
- Individual payments.
- Individual medical evaluation.
The administrative requirements are as follows:
- Complete the Organization and Association Enrollment form.
- Present the Organization or Association articles of incorporation; a minimum of one year of active registration is required.
- Complete the individual health insurance application form.
- Each member has to show proof of affiliation or membership in the Organization or Association.
To obtain more information about this type of insurance, if you need a quote, or if you wish to obtain the Organization and Association Enrollment form, please, please contact us now »
