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Archive for the ‘Insurance’ Category

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AN INTERNATIONAL HEALTH INSURANCE PLAN TAILORED TO THOSE WHO HAVE COVERAGE, BUT WANT MORE

Friday, May 1st, 2009

By: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

This insurance is specifically designed to cover major illnesses and injuries that can have a catastrophic impact on you and your family. This health insurance offers a range of annual deductible options to help you reduce the price you pay for cover: the higher the deductible, the lower the premium.

Medical coverage of $1,000,000 per insured per policy year.

This insurance gives you access to the best doctors and medical facilities in Latin America, the Caribbean and the United States, through a hospital network.

Guaranteed lifetime renewability.

Direct payment to any affiliated hospital in the world.

For additional information on this international health insurance plan, please visit our website http://www.insurance-investments-uwm.com

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THE BEST IN INTERNATIONAL HEALTH INSURANCE FOR THE AFFLUENT CLIENT

Tuesday, April 28th, 2009

By: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

We have one particular health insurance plans that has been designed for those who never settle for anything but the ultimate solution. Simply, it cannot be compared to any other international health insurance plan.
 You will have a Personal Service Team, whom you will know by name and that will be at your service 24 hours a day, whenever you need it.
 Worldwide medical coverage.
 Unlimited medical coverage per insured per policy year and without deductibles.
 Guaranteed lifetime renewability.
 Direct payment to any hospital in the world.

This insurance plan is also available to U.S. residents.

For additional information on this and many other international health insurance plans, please visit our website http://www.insurance-investments-uwm.com

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WHY DO YOU NEED CORPORATE TRAVEL INSURANCE?

Monday, April 27th, 2009

By: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

Corporate travel insurance provides your employees with the peace of mind they need while they travel abroad for periods of up to 12 months for each trip. The purpose of the trips could be meetings, conferences or study, and if the company allows it, those trips could be extended with private vacations. Board members, spouses, children, guests, business partners or foreign employees can be included in the insurance.

For additional information on corporate travel insurance, please visit our website http://www.insurance-investments-uwm.com

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MOST COMMON TYPES OF LIFE INSURANCE

Sunday, April 26th, 2009

By: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

Term Insurance. This type of life insurance is for a limited period of time only. The insurance is payable if the insured dies during the specified period of time, and nothing is paid if the insured outlives this period of time. The most usual term insurances are for 5, 10, 15, 20, 25 and 30 years. This type of insurance does not accumulate cash, and given the same coverage, the premiums are less expensive than those of a permanent life insurance. Term insurance is appropriate when the insured wants to protect his/her family from an event of a known time duration such as the payment of a mortgage, college funding for the children, or the payment of a loan.

Universal Life Permanent Insurance. This type of insurance is for the lifetime of the insured, not for a limited period of time. Universal life insurance accumulates cash based on the actual interest rate declared by the insurance company. There is a minimum interest rate guaranteed by the insurance company. Other characteristics of this type of insurance are that the premiums can be increased or decreased and the death benefit may be level or increasing. This type of insurance provides more flexibility to the insured, but given the same coverage, the premiums are higher than those of a term insurance.
For additional information on life insurance, please visit our website http://www.insurance-investments-uwm.com

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¿QUÉ DEBERíA USTED BUSCAR EN UN SEGURO DE VIAJE?

Saturday, April 25th, 2009

Por: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

El seguro de viaje debe ser una consideración importante cuando usted y su familia viajan al extranjero, ya que probablemente su seguro médico local no los cubrirá fuera de su país de residencia. Ya que usted desea tener paz mental cuando viaja fuera de su país de residencia y no tenerse que preocupar por lo que “pudiera suceder”, es altamente recomendable que usted compre un seguro de viaje de calidad.
La mayoría de los planes de seguro de viaje tienen tres componentes:
1) Un componente médico que protege a usted y a su familia en caso de una enfermedad o lesión súbita e inesperada, incluyendo evacuación médica y repatriación.
2) Un componente no médico que puede incluir reembolsos por demoras del vuelo o el equipaje, robo o pérdida del equipaje o la propiedad personal, y cobertura en caso de responsabilidad personal por daño de propiedad o por lesión corporal.
3) Un componente de cancelación de viaje que lo reembolsa a usted si usted no pudiera viajar debido a una enfermedad o lesión grave y aguda a usted o a un miembro de su familia inmediata.
Entre los planes disponibles, algunos lo cubren todo el año en todos sus viajes al extranjero de duración de hasta un mes por viaje, comenzando a menos de 0.97 dólares norteamericanos por día, incluyendo los tres componentes que se explican arriba. Este plan es una buena alternativa si usted viaja con frecuencia.
Este tipo de seguro de viaje está disponible no sólo a residentes norteamericanos viajando al extranjero, sino, a los residentes de cualquier país que viajan fuera de su país de residencia.
Para información adicional sobre seguro de viaje, por favor, visite nuestro sitio web
http://www.seguros-inversiones-uwm.com

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Posted in Español, Insurance, Seguro de Viaje | No Comments »

WHAT SHOULD YOU LOOK FOR IN TRAVEL INSURANCE?

Saturday, April 25th, 2009

By: Pedro A. Palicio, MBA, Ph.D.
Universal Wealth Managers LLC

Travel insurance should be an important consideration when you and your family travel abroad since most likely, your local medical insurance won’t cover you outside your country of residence. Since you want to have peace of mind when you travel abroad and not to worry about the “what ifs”, it is highly recommended that you avail yourself of a quality travel insurance.
Most travel insurance plans have three components:
1) A medical component that protects you and your family in case of a serious and unexpected illness or injury, including medical evacuation and repatriation.
2) A nonmedical component that may include reimbursements for flight or baggage delays, baggage or personal property theft or loss, and coverage in case of personal legal liability for property damage or bodily injury.
3) A trip cancellation component that reimburses you if you are unable to travel due to an acute serious illness or injury to you or a close family member.
Among the available plans, some cover you all year round on all your trips abroad, for up to a month per trip, starting at less than $0.97 a day, including all three components explained above. This is a good choice if you travel frequently.
This type of travel insurance is available not only to U.S. residents traveling abroad, but also to foreign nationals traveling outside their country of residence.
For additional information on travel insurance, please visit our website http://www.insurance- investments-uwm.com

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Hello world!

Thursday, April 9th, 2009

Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!

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